Q: What is China currency like? How about the exchange rate?
A: China’s legal tender is Renminbi (RMB). The basic unit of RMB is yuan.1 yuan (or kuai) =10jiao (or mao). The denominations of paper notes are 100, 50, 20, 10, 5, 2 and 1 yuan; 5, 2 and 1jiao. Coins available are 1 yuan, 5 and 1jiao. Hong Kong uses HK dollars. The official exchange rate is around 6.77 but unstable.

Q: Where can I change our money into your currency?
A: You can exchange traveler’s cheques or cash at most banks and most hotels in big China cities. If you want to change RMB back to foreign currency, you should keep the exchange memos well given by the bank. With the exchange certificate and your passport, you can get your currency back at the bank’s exchange counter.

Q: Can I use credit cards in China?
A: Major credit cards, included Visa, MasterCard, American Express, Diner’s Club and JCP, can be accepted by most hotels and large stores in China, but not by small local stores or hotels in smaller cities, where only cash in RMB can be used.

Q: Is ATM service available in China?
A: Yes. ATM machines are available near the banks. Five-star hotels and subway may also have ATM.

Q: Can I withdraw money with my credit cards in hotels?
A: Only in very few hotels can you withdraw money with your credit cards. Usually, you need to go to the main offices of the Bank of China.


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